(CGN) Capital Growth Network

Saving isn't as hard as it seems. If you're looking for some smart savings guidance, these money saving tips should help you start to build up a handy nest egg. ·        Create a budget by adding up your monthly spend on essentials like rent, utility bills, food shopping and car costs, to see if you have any spare money that could be moved into a savings account ·        Start saving with a basic savings account. Saving even a small amount will give you peace of mind and get you into the savings habit ·        If you have more money available, consider a higher-interest account or invest in an ISA. If you already have an ISA, maximise your allowance for this year ·     Start long-term savings as soon as you can. Speak to your employer about possible pension schemes to join ·      If you get a windfall of money, think about putting a percentage of it into your savings. ...

Are you looking for some smart ways to save? these money saving tips should help you start to build up a handy nest egg. Create a budget by adding up your monthly spend on essentials like rent, utility bills, food shopping and car costs, to see if you have any spare money that could be moved into a savings account Start saving with a basic savings account. Saving even a small amount will give you peace of mind and get you into the savings habit (eg. Nationwide Flex-Basic)  If you have more money available, consider a higher-interest account or invest in an ISA. If you already have an ISA, maximise your allowance for this year Start long-term savings as soon as you can. Speak to your employer about possible pension schemes to join If you get a windfall of money, think about putting a percentage of it into your savings. Make saving money a habit Saving money doesn’t have to be a chore. There are some easy ways you can get into the habit of saving money on a regular basis....

Wangiri call scams are calls from international numbers you don’t recognise and it’s a scam that could leave you seriously out of pocket. WHAT IS A WANGIRI SCAM? The word ‘Wangiri’ is Japanese and means  ‘one ring and drop’. It’s basically what’s known in the UK, as a ‘drop call’. Calls usually cut off just as the phone rings, leaving a missed call notification from an unfamiliar number with the intention of playing on your curiosity. If you do happen to take the bait, you’ll be routed to an expensive, premium rate service. Phone companies have taken the initiative to invest in intelligence systems to proactively screen incoming calls for fraudulent numbers and are automatically blocking numbers known to be used for fraud. HOW TO PROTECT YOURSELF? If you get an unexpected call from an unknown, international or unusual number, here are some simple steps that you can take to protect yourself from Wangiri fraud: 1.     Don’t answer any unexpected ...