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SAVING TIPS

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Saving isn't as hard as it seems. If you're looking for some smart savings guidance, these money saving tips should help you start to build up a handy nest egg. ·        Create a budget by adding up your monthly spend on essentials like rent, utility bills, food shopping and car costs, to see if you have any spare money that could be moved into a savings account ·        Start saving with a basic savings account. Saving even a small amount will give you peace of mind and get you into the savings habit ·        If you have more money available, consider a higher-interest account or invest in an ISA. If you already have an ISA, maximise your allowance for this year ·     Start long-term savings as soon as you can. Speak to your employer about possible pension schemes to join ·      If you get a windfall of money, think about putting a percentage of it into your savings. MAKE SAVING MONEY A HABIT Saving money doesn’t have to be a chore. There are some easy ways